Republican Congresswoman Marsha Blackburn is helping Obama protect insurance companies that ignore life threatening medical conditions in five types of insurance as seen in the evidence I filed under oath with penalty of perjury with Blackburn and two Congressional Committees and also posted for citizens to view at : www.obamasdeadlycrimes.blogspot.com
Blackburn ignored many citizens who called and requested an investigation of these crime patterns that force very sick patients to go without medical treatment and surgery; Many injured workers have committed suicide because they were denied treatment when insurance companies stripped medical records from their files; Long Term Care patients have been denied treatment because insurance companies fabricated pre existing conditions; Civilian contractors who support our troops in U.S War Zones are suffering devastating injuries including loss of limbs but insurance companies are illegally denying or delaying medical treatment and prosthetic replacements of limbs !!
During this same time AIG, MetLife, Prudential and Unum all rigged huge bids to increase sales of health or injury related policies and no one was prosecuted !!
Blackburn’s assistant called from Washington and told me these are “state issues” but that is completely false !! Now thousands more will have their lives destroyed every year while Blackburn publicizes “Faith and values coalitions” she created !!
I have highlighted (in red) all the numerous deadly violations of Federal laws that prove it is insane for Blackburn to say these are “State issues”. First you will see quotes from four Professors that prove these are Federal Health insurance laws that are being violated repeatedly !! Please remember this is just part of the evidence I filed under oath and also posted at www.obamasdeadlycrimes.blogspot.com which is the best summary of all the deadly crime patterns.
Type One – Federal ERISA Health Insurance Laws That Protect 150 Million Americans Are Ignored !!
Quotes from four law Professors prove :
"The most important federal insurance regulation of the past generation is ERISA," says Tom Baker, deputy dean of the University of Pennsylvania Law School in Philadelphia. If ever a law backfired for the public, ERISA is the perfect example."
Professor Joseph Belth from Indiana University wrote :
"They've turned Erisa on its head. It was supposed to protect employees, and it's being used to protect insurers."
John Marshall Law School Professor Mark Debofsky wrote:
“empirical evidence is now available that shows insurers operating under ERISA have systematically engaged in the wrongful denial of claims. Cases of abusive benefit denials involving other disability insurers abound.”
(ERISA is the U.S. Title 29 Employee Retirement Income Security Act which regulates employee benefit health plans of all the 150 million Americans who work for private businesses and corporations in America)
That’s a Federal Law !!!!!!!!!!!!
Carleton Universities Professor Aaron Doyle wrote :
“What those numbers don’t measure is the trauma survivors like Jane Pierce face when wrongfully denied. Most survivors don’t have the stamina and knowledge to file a lawsuit”
Type Two
Obama campaign contributors are connected to bid rigging and "related fraudulent conduct" and their dangerous Federal crimes continue !!
Quotes I compiled from 51 Federal Judges prove MetLife and doctors paid by MetLife ignore life threatening medical conditions including Multiple Sclerosis, cancer and cardiac conditions.
Judges also wrote MetLife fabricates pre-existing conditions, conceals medical documents from patients, trains agents to ignore evidence, and lies in Federal Court if the patient lives to get to Court.
Short quote example from the full evidence –
U.S. Magistrate Judge Jennifer Guerm wrote :
"MetLife relied on clearly erroneous findings of fact in making its benefit determination. MetLife’s review of Plaintiff’s appeal consistently omitted or misrepresented relevant information in several ways.”
U.S. District Judge Richard Enslen wrote “MetLife and its henchmen” because MetLife also endangers many psychological patients.
DO NOT FORGET I HAVE SIMILAR QUOTES FROM 51 JUDGES THAT ARE LINKED LATER !!
**** I asked the Federal Court to stop this deadly crime pattern but U.S. Magistrate Judge Bryant in Nashville wrote :
“the enforcement of such provisions is the exclusive prerogative of the Attorney General”
Obama and the AG he appointed refuse to take action after receiving all this evidence multiple times via certified mailings to the White House, court documents, and personal visits to the FBI and U.S. Attorney’s office !! I can prove Obama was on a call I received from the DOL Regional Manager on 12/23/10 !!
They are very aware the patients can die during the years it takes their claim to be resolved by the Courts !!
Bribery of Obama
You’ll see two MetLife executives’ gave Obama large contributions. One year later the two executives signed page five of the DOJ agreement where no one was prosecuted for rigging huge bids to increase sales of policies.
Mrs. Blackburn, evidence you received in writing and linked at the website below proves MetLife continues ignoring life threatening medical conditions and violating numerous laws when patients file claims on the policies that MetLife rigged bids to sell.
The top directors of Obama’s DOL and DOJ have repeatedly refused to stop them !!
Unum and Prudential also rigged bids exactly like MetLife did !! This is a small portion of the crimes you’ll see MetLife and other insurance companies commit repeatedly and simultaneously !!
Mrs. Blackburn, that is a very small part of the full evidence you received in writing and is posted at :
On that website you’ll also see how multiple doctors from a large corporation named Network Medical Review and MES wrote reports for MetLife and they ignored the exact same medical evidence in separate reports written in different years.
Three separate Judges wrote that private law firms paid by MetLife lie in court if the patient lives long enough to get to Court
Here are two examples :
In the case of Jagielski v. MetLife U.S. District Judge Arthur J. Schwab wrote :
In the case of Jagielski v. MetLife U.S. District Judge Arthur J. Schwab wrote :
“In light of counsel for MetLife’s repeated and flagrant obfuscation, smoke screens and “clever” couching of its statements of fact, it is ironic, to say the very least, that MetLife’s opposition to plaintiff’s motion for summary judgment accuses plaintiff repeatedly of “lack of candor and attempts to mislead the Court.”
(end of quote)
In the case of Illiena Volynskaya U.S. District Judge Susan Illston wrote about “other cases in which MetLife has played with the facts.”
MetLife’s attorneys continued lying in Court in my case after seeing this quote :
"the Plaintiff who has had cancer removed from his eye and leg and over 200 biopsies plus stitches in 100 places has no money for follow up treatment."
I would have died if my family had not helped me after my savings were depleted !!
Part of the extensive lies in my case are seen in Judges quotes in the last case posted at : www.lawyerslyingincourt.blogspot.com
Type Three
Long Term Care policies are also governed by the Federal ERISA laws. Three Federal U.S. Court of Appeals Judges have written that MetLife fabricated pre-existing conditions to deny Long Term Care to a very sick patient !! The Judges’ wrote :
“MetLife supported its decision to rescind only by its cherry-picking symptoms from Conger's medical records, and then reverse-engineering a diagnosis. Metlife ignored Conger's multiple brain MRIs that revealed no problems”
(end of quotes)
People can die and families can be destroyed when patients are denied Long Term Care !!
URGENT NOTE – We have 51 Federal Judges and four law Professors saying there’s a dangerous problem for 150 million Americans !!
OBAMA DOES NOT CARE !!!! It sure seems Mrs. Blackburn does not care either !!
**** They are very aware that U.S. District Judge Timothy J. Savage wrote that MetLife and their independent consultant Dr. Gary Greenhood ignored two MRI’s that proved patient Jacquelyn Addis has Multiple Sclerosis and lesions and plaque on her brain !!
Judge Savage also wrote they ignored sphincter incontinence, pain, nerve damage, trembling, stumbles and falls, and shaking in the upper and lower extremities !!
**** U.S. District Judge Robert Cleland wrote that Metlife and the same Dr. Gary Greenhood ignored a foot that patient Joanne Vick broke in 5 places after she developed diabetic kytoacedosis following childbirth.
**** Judges have also written that MetLife conceals Dr. Greenhood’s reports and other important documents from the patients during the claims process. Years later MetLife meticulously files these documents in Court to try to use to their advantage during the trial.
**** Obama and his DOL and DOJ Directors are aware that Dr. Greenhood and MetLife have ignored evidence in more cases but they will not even ask them to stop !!
This is occurring while many insurance companies are violating seven laws simultaneously including the following Federal Laws:
Law # 1 Destroyed
U.S. Title 29 1104 mandates :
“ a fiduciary shall discharge his duties with respect to a plan solely in the interest of the participants and beneficiaries”
“with care, skill, prudence, and diligence”
In exchange for agreeing to the laws seen on this website, the insurance companies make trillions of dollars providing health benefits to 150 million Americans get every other law in their favor.
They cannot be sued for punitive damages !
Law # 2 Destroyed
U.S. Title 29 also requires MetLife and other insurance companies to have :
“The claims procedures contain administrative processes and safeguards designed to ensure and to verify that benefit claim determinations are made in accordance with governing plan documents and that, where appropriate, the plan provisions have been applied consistently with respect to similarly situated claimants.” (Title 29 CFR 2560.503-1 – section (b)(5)”
Law # 3 Destroyed
U.S. Title 29 also requires MetLife and other insurance companies to have :
“The claims procedures do not contain any provision, and are not administered in a way, that unduly inhibits or hampers the initiation or processing of claims for benefits.” (Title 29 CFR 2560.503-1 – section (b)(3)
Law # 4 Destroyed
U.S. Title 29 also requires MetLife and other insurance companies to have :
“Provide for a review that takes into account all comments, documents, records, and other information submitted” (Title 29 CFR 2560.503-1 Section (h)(2)(iv)
Law # 5 Destroyed
Title 29 U.S.C. 1141 mandates :
"It shall be unlawful for any person through the use of fraud to restrain or attempt to restrain any participant or beneficiary for the purpose of interfering with or preventing the exercise of any right to which he is or may become entitled under the plan, this title. Any person who willfully violates this section shall be fined $10,000 or imprisoned for not more than one year, or both. The amount of fine is governed by 18 U.S.C. § 3571.
Law # 6 Destroyed
Reckless endangerment :
I was referred to a Psychologist when I almost passed out twice because my employer and MetLife ignored my eye cancer and the needle like eye pains I have when I read too much. My Psychologist wrote :
“In light of the violations Metlife has committed against Mr. Schmittou and Metlife's awareness of the additional harm caused him, Metlife's actions seem irresponsible, inhumane, dangerous, and reckless.”
(End of quotes)
I am sharing my complete Psychologist’s reports in hopes many more lives will not be destroyed like mine has been. Later please come back and view :
I have quotes from multiple Judges regarding MetLife’s endangerment of Psychological patients !!
Every state has laws that prohibit reckless endangerment !!
Law # 7 Destroyed
Involuntary Manslaughter
Definition – “The act of unlawfully killing another human being unintentionally”
I am certain if there is ever justice in this and a real investigation occurs there will be thousands of examples of deaths that have been caused by these flagrant repeated violations !!
Spiritually and morally this is mass murder of very sick and injured Americans that is being protected by the DOL and DOJ. I believe legally it is mass murder too because they know their crimes are deadly and they continue for years, but a jury might interpret the violations as being mass manslaughter.
Letters I Received Letters From Obama’s DOL Directors in Washington Prove These Are Federal Issues !!
Introduction
When the Attorney General and DOJ refused to take action I found the following quote on the DOL website :
“Under ERISA, the Secretary of Labor is responsible for protecting the rights and financial security of more that 150 million employee benefit plan participants and beneficiaries and for assuring the integrity and effective management of the private pension and welfare benefit system.”
For three years Obama’s DOL also refused to take action on my evidence and phone calls. Then I posted a video on YouTube with a DOL agent repeatedly saying “We can’t go after MetLife”
I called Obama’s Assistant Secretary of Labor Ms. Borzi and told her office manager about the video. The next morning the top DOL Directors’ in Atlanta’s Regional office called me. They had me fax a large amount of evidence and they saw all the Judges quotes.
They did nothing but send me a letter from Washington in December 2010 saying :
“Please be assured that EBSA’s top priority is to protect the benefits of participants and to make sure that providers of those benefits obey the law”
That is a deadly lie !! They have done absolutely nothing !!
On January 26, 2011 Department of Labor Director of Participant Response Ms. Sharon Watson sent another letter from Washington saying :
“As we previously indicated, we take the allegations you have made that MetLife has engaged in a pattern of fraudulent activities regarding your claim and other participants’ claims very seriously and have taken the information under advisement.”
That was 19 months ago and they have done absolutely nothing !!
The DOL Directors are appointed by Obama and he also has a fiduciary duty to assure they enforce the law !!
I can prove Obama was on a call I received from the DOL Regional Manager on 12/23/10 !!
The Secretary of Labor refuses to stop this deadly pattern. Patients can die or their family can be destroyed during the years they wait for their case to be resolved by the Courts !!
Type 4
Life insurance is also part of the ERISA laws the Secretary of Labor is required to enforce !!
MetLife fabricated suicide and made one widow cry for days as seen in the news article at the following website I set up. Please view this later because there is extensive evidence regarding other insurance companies too :
Type 5
The DOJ and DOL should investigate the suicides reported by WFAA and all the evidence I have of injured workers having their lives destroyed. I assert these are Federal RICO organized crimes because they are engaged in identical ignoring of evidence exactly like the other insurance companies are doing in multiple types of insurance !!
In the full evidence you’ve seen how these crimes have occurred while special workers comp fraud units in Tennessee and Texas never prosecuted one insurance company !! State and Federal Departments of Labor and Fraud Units are protecting deadly insurance company crimes !! Mrs. Blackburn in 2002 I tried to politely speak to you about this at the State Capitol and you walked off !!
I can also provide evidence that similar crimes are occurring in HMO claims. I have not had time to compose that evidence.
Mrs. Blackburn, all health care policies (including HMO policies) that any American receives through their employment are governed by the Federal U.S. Title 29 ERISA laws !! Your staff is flagrantly incorrect to say health insurance laws are regulated by the State !!
Type 6
Civilian contractors who support our troops in U.S War Zones are suffering devastating injuries including loss of multiple limbs and traumatic brain injuries. Insurance companies are illegally denying or delaying medical treatment and prosthetic replacements of limbs !!
Here are brief quotes from Pulitzer Prize winning ProPublica.org:
“The Labor Department seldom took action to enforce the law. Labor officials can recommend cases for prosecution to the Justice Department–but have only done so once in the past two decades, according to Labor officials.”
Mrs. Blackburn you and your staff are smart enough to understand that is a Federal issue !!
You posed on Facebook with hospitalized injured soldiers, what about the overwhelming evidence I’ve posted about contractors lives destroyed at www.injuredcontractorslivesdestroyed.blogspot.com
There were more contractors killed than soldiers in Iraq in 2011. You cannot support our troops without supporting the contractors !!
Selective Protection and Selective Prosecution and Obstruction of Justice
You Can See How Obama’s DOJ Quickly Files a Lawsuit for a Muslim Church But Refuses to Stop Obama Campaign Contributors Who Ignore Sick and Injured Patients Medical Conditions When They File Claims in Five Types of Insurance !!
Here’s a link to a picture of one Contractor's leg destroyed in a Muslim nation. Obama Campaign Contributors from CNA insurance refuse to properly pay for medical treatment :
You can see how this man’s wife thinks he’ll commit suicide soon but Obama will do nothing at :
Please remember that is just one type of insurance this is occurring in as seen at :
The evidence I’ve submitted shows links to many more examples of Federal Title 29 ERISA Health laws that are being violated.
Blackburn will not even acknowledge the overwhelming proof of Federal violations that she received in writing and are posted for citizens to read at : www.multipledeadlycrimes.blogspot.com
There are many more patterns of corporate crimes that Republican Blackburn and Democrat Obama are ignoring that are introduced and linked at : www.obamasdeadlycrimes.blogspot.com
They Include Wachovia Bank Laundering $378 Billion for the Mexican Drug Cartels That Have Murdered 50,000 people and Are Now Kidnapping and Recruiting Young U.S. Children!!
No one was prosecuted By Obama’s DOJ and Obama received huge contributions !!
That specific evidence can be seen at :
Goldman Sachs, Bank of America, JP Morgan Chase, Magnetar and many more helped crash the U.S. and world economy by engaging in the following identical crimes.
AIG, JP Morgan, JPMorgan Chase, Prudential, MetLife, and Unum Commit Identical Crimes !!
That is part of the ten patterns of dangerous and deadly corporate crimes that are linked in Exhibit A of this website :
Every page of every link has been submitted in writing under oath with penalty of perjury to Congresswoman Blackburn’s office. Multiple persons requested an investigation but it took 60 days for Blackburn’s office to finally respond by saying “health insurance is a state issue”
Nothing could be further from the truth as evidenced by the numerous Federal laws you have just seen !!
So Republican Blackburn is ignoring Democrat Obama protecting insurance companies who are destroying very sick patients lives by ignoring life threatening medical conditions in five types of insurance !!
Additionally Republican Blackburn is completely ignoring the trillions of dollars laundered for murderous drug cartels and all the additional patterns of corporate crimes and no one is being prosecuted by Democrat Obama’s DOJ appointees.
Mrs. Blackburn, Isaiah 1:17 says :
“Learn to do good; seek justice, correct oppression; bring justice to the fatherless, plead the widow's cause.”
James Chapter 1 verse 22 says :
“Be ye doers of the word and not hearers only, deceiving your own selves”
I believe you and any government leader who refuses to take action on this evidence while claiming to be a Christian is deceiving their self.
If you and Obama and the Democrats and Republicans who claim to be Christians are really Christians, or have any goodness in you at all, you need to stop ignoring the widespread destruction of lives that is being caused by patterns of crimes committed by very rich people who shower you with lobbying money and campaign contributions. Our elected officials have a spiritual and legal fiduciary duty to enforce the laws and I believe you are grossly failing to do so.
Mrs. Blackburn, Multiple Citizens Requested an Investigation. A Regional Radio Announcer Posted the Evidence on His Facebook Page and Asked Friends to Help !!
I pray God will cause you to understand the tremendous suffering you are enabling so you will immediately stop these overwhelming patterns of crimes within crimes !!
(I would like to add that Mrs. Blackburn’s assistants Ms. Parker and Ms. Tipton have been very nice and they are not responsible for the decisions that have been made by Blackburn and her Senior staff)
Sincerely,
Barry Schmittou
